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Bankruptcy Chapter 7

Don't Let Debt Defeat You

What is Bankruptcy Chapter 7 / Personal Bankruptcy?


If you’re plagued by debt, filing Chapter 7 bankruptcy may be the most effective way to protect yourself from creditor harassment and start afresh. Also known as complete liquidation, if Bankruptcy Chapter 7 fits your economic situation you will pay NOTHING back on your unsecured debt which includes such debts as credit cards, medical bills, utilities, repossessions, foreclosures, Homeowners Association and Condo fees, and stop wage executions and levies against your personal bank accounts.


Edward R. Wiercinski is a bankruptcy attorney ready to help you get out of debt by filing a Bankruptcy Chapter 7 petition, which will stop bank levies and wage garnishments, make the phone calls, letters, and lawsuits stop from creditors, and discharge your unsecured debt. When you’re deeply in debt climbing your way out seems impossible. You want to pay back what you owe, but mounting financial pressures and the cost of ordinary living make paying off debts seem a faraway dream. Additionally, you fear losing your home and/or vehicles because you cannot pay these secured debts along with your credit card and other unsecured debts. In these cases, filing Bankruptcy Chapter 7 can allow you to retain your home and/or vehicles (as you will have the money to pay these secured debt when you no longer have to pay your unsecured debt) and pay back from none of your unsecured debt. Additionally in many cases Motor Vehicle Commission Surcharges (MVC) can be dismissed, allowing you to have your driving privileges restored.


The Law Office of Edward R. Wiercinski takes pride in helping individuals file for Chapter 7 bankruptcy, call for your FREE CONSULTATION @ # 856-489-0580 and speak directly to Ed Wiercinski. He has helped numerous debtors recover from their debt by getting RID OF THE DEBT, and return to living financially healthy lives, and he can do the same for you.


The Law Office of Edward R. Wiercinski will provide the following services involved in filing Bankruptcy Chapter 7:


  • Free phone consultation with Edward R. Wiercinski personally, call # 856-489-0580 or business cell #609-760-5686

  • No additional charges for any in-office meetings

  • Flat affordable fee

  • Complete and file all forms

  • Represent you at all hearings


Beyond guiding you through the Bankruptcy Chapter 7 process, Attorney Ed  Wiercinski will instruct you as to the best course of action. Bankruptcy Chapter 7 isn’t for everyone, and there are numerous factors to consider, including the Bankruptcy Means test and personal exemptions. No matter your situation, you can always trust The Law Office of Edward R. Wiercinski to provide honest legal counsel, in plain laymen terms, which will help you deal with your debt.


Don’t Let Debt Ruin Your Life; Get Your Debt Discharged with the Help of The Law Office of Edward R. Wiercinski.

Bankruptcy Chapter 7

Can Provide a Fresh Start

Call 856-489-0580


YES! You can keep your home. YES! You can keep your vehicle.

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